Senior Corporate Credit Risk Analyst

Enhance the quality of the corporate portfolio by ensuring that quality checks are introduced in the processing of corporate applications.  The Senior Corporate Credit Analyst at Equity Bank Limited (K) will serve as a loan analyst for borrowing requests from Branches, Corporate Credit, Treasury/Trade Finance Departments and Subsidiaries. This will include conducting the credit risk analysis and review of credit transactions and preparation of loan sanction write ups and summaries along with recommendations and present the same to the credit committees. Additionally, the role will introduce quality checks to ensure that corporate loans are established properly in the system and the production of management reports for monitoring. 

• Bachelor’s degree preferably in business, finance or accounting.

• 10 Years experience in Credit of which five years should be in Credit Risk Underwriting or Corporate Origination 

• AKIB/ACIB CPA, ACCA, Credit Management or CFA would be an added advantage. 

• An in-depth knowledge of the bank’s products relating to all credit products

• A good knowledge of the other bank’s products

• A good knowledge of the bank’s Credit Policy & Credit Charter

• A good knowledge of CBK’s prudential guidelines as pertains to lending.

• A good knowledge of the Bank’s operating procedures and approval process

• A general knowledge of the Bank’s vision and focus especially in relation to Business development and Management of risks

• Must be able to understand financial data (Balance Sheets, Income Statements, Cash Flow Statements, Financial Ratios, etc.) and the trends to determine business financial soundness and viability and apply those skills as they pertain to the loan underwriting process.

• A good understanding of current issues including macro and micro economic environment.

• Must be organized, efficient, and able to work independently and be detail oriented in order to generate accurate reports.

• Attention to Detail is Key: Regard for all important details to assure accuracy in every transaction performed; detect errors; follow through on corrections and meet strict deadlines.

• Ability to effectively manage one’s time to complete work according to established deadlines

• Able to adjust quickly to different work situations; remain composed under pressure and stressful situations.

• Principled and self-confident.