Sales Manager – Scheme Loans at Sidian Bank

The Sales Manager – Scheme Loans is responsible for driving the growth and management of the scheme loans portfolio by developing and marketing loan products, onboarding new clients, and managing stakeholder relationships. This role involves ensuring compliance with lending guidelines, providing technical support to internal teams and clients, and conducting market research to design tailored financial solutions. The position also includes monitoring portfolio performance, engaging with partner organizations, and supporting customer inquiries to ensure a smooth loan application process while cross-selling additional banking products.

A university degree in business administration or finance is required, with a Master’s degree being an added advantage. At least eight years of experience in banking, with a proven track record in developing and managing loan portfolios, preferably in scheme loans or payroll-based lending. Strong knowledge of payroll-based lending, loan product management, credit, legal, and banking processes. Excellent communication, negotiation, and problem-solving skills are essential, with certifications in credit analysis, risk management, or lending being advantageous.