Corporate Credit Manager

• Assessment of credit proposals through analysis of Business and Credit risks associated with the provision of the bank’s products and services to the customer.

• Facilitate the generation of revenue and support business growth through development of high-quality credit solutions aimed obtaining fast credit approval from Sanctioning teams.

• Ability to undertake sector and industry analysis to guide the bank in strategy formulation and areas of focus for lending and application of the same within designated portfolio

Qualifications

• Bachelor’s degree or equivalent and/or the ACIB

• Knowledge of credit analysis techniques

• Accreditation on use of the Commercial Credit Risk system would be an added advantage

Experience

• Proven experience in a Credit role at a junior management level gained within the Bank or a blue-chip financial organization

• Excellent understanding of credit and associated risks

• Experienced user of Commercial Credit Risk System (CCRS) or a similar system to analyze, monitor and report on credit applications.

• Good interpersonal skills that have been proven in a Business or Credit environment at a management level

Knowledge & Skills

• Knowledge of lending fundamentals, credit procedures and processes as laid out in the Absa Africa Wholesale Credit Risk Standards.

• Products and services frequently used by customers 

• Knowledge of Commercial Credit Risk System and other relevant bank systems.

• Awareness of legislation affecting the Bank and customers having the highest regard for confidentiality.

• A fair understanding of current issues including macro and micro economic environment.